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  <title>US Health.io blog</title>
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  <description>Compare healthcare prices before you book: what your insurance plan pays and the cash price, for procedures at doctors, hospitals and imaging centers near you.</description>
  <language>en-us</language>
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  <title>What is a machine-readable file? A plain-English guide to health insurance price data</title>
  <link>https://ushealth.io/blog/what-is-a-machine-readable-file</link>
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  <pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate>
  <description>Health insurers publish every price they pay providers in machine-readable files. Here's what MRFs are, why they exist, and what they can tell you about the cost of care.</description>
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  <title>How to read an in-network rate file: a field-by-field walkthrough</title>
  <link>https://ushealth.io/blog/how-to-read-an-in-network-rate-file</link>
  <guid>https://ushealth.io/blog/how-to-read-an-in-network-rate-file</guid>
  <pubDate>Wed, 14 Oct 2026 12:00:00 GMT</pubDate>
  <description>A practical guide to the structure of Transparency in Coverage in-network MRFs: provider references, billing codes, negotiated prices, service codes and the common pitfalls.</description>
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  <title>Why the same procedure can cost five times more across town</title>
  <link>https://ushealth.io/blog/why-healthcare-prices-vary</link>
  <guid>https://ushealth.io/blog/why-healthcare-prices-vary</guid>
  <pubDate>Wed, 07 Oct 2026 12:00:00 GMT</pubDate>
  <description>Negotiated rates for identical services vary widely between providers in the same city. Here are the main reasons, and how to use price data to find better value.</description>
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